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Services for Individual Investors
Oak Street Advisors offers a wide range of investment options for individuals. Our solutions are
customized to help you reach your personal goals. We offer simple, easy to understand solutions
designed for your unique circumstances.
Exchange Traded Fund Strategy
Oak Street Advisors’ primary investment strategy uses exchange traded funds to implement our client’s
investment plans. Exchange traded funds or ETF’s offer several benefits that Oak Street Advisors
believes make them efficient vehicles for investing in the capital markets.
Diversification is one of the keys to reducing risk or volatility in an individual portfolio. Oak Street
Advisors uses a variety of ETF’s to implement our client’s investments plans.
Each asset class and market segment can offer attractive opportunities for investment, but at any given
time, each will perform differently in the marketplace. Growth companies may sometimes perform well
when value companies do not. Bonds may sometimes offer better opportunities than stocks. Foreign
investment may sometimes do better than domestic companies, while sometimes cash is still king. For
these reasons Oak Street Advisors continually monitors different market sectors and asset classes and
adjusts our client’s portfolios in response to changing market conditions. Each adjustment is geared
toward improving short term and long term portfolio performance, while remaining consistent with our
client’s long term goals.
Within our ETF portfolios, Oak Street Advisors may from time to time utilize open end funds if in our
opinion the fund manager provides sufficient value to justify the higher fees that most open end funds
charge for their services. Open end funds are most often used for exposure to specialty markets where
superior research could provide superior returns. Sometimes market dislocations may cause us to
utilize the expertise of an open end fund manager in other areas for short periods of time.
Morningstar Managed Portfolios
Oak Street Advisors in partnership with Morningstar Investment Services offers access to mutual fund
portfolios selected, monitored, and managed by Morningstar Investment Services Inc.
Morningstar Managed Portfolios provides you with all the benefits of a complex investment service -
objective and independent research, strategic asset allocation, access to a full universe of mutual
funds, and proactive portfolio management that responds to market trends and changing risk - but with
a simplified approach that makes sense.
From one of the most trusted names in independent mutual fund research Morningstar Managed
Portfolios is an investment solution developed by Morningstar Investment Services and implemented by
Oak Street Advisors that helps maximize you portfolios chance for success and allows you to have as
much or as little involvement in the day-to-day process as you like.
No Load Annuities
Annuities have become a popular vehicle for investors looking to defer taxes on additional investments
over and above money they can defer in qualified retirement plans. Others are looking for income
guarantees that can last a lifetime. Oak Street Advisors can provide guidance as to the appropriate
annuity to help you achieve your goals and can introduce you to no load annuity products if we find an
annuity is appropriate.
In conjunction with third part partners you can select a variable annuity with no sales charge and no
surrender charge that provides a broad selection of mutual fund sub accounts to help you reach your
financial goals. Oak Street Advisors can help you find a variable annuity that provides tax deferral and
asset protection benefits for your heirs. Again, with no sales charge and no surrender charge.
We can help you select a variable annuity that offers guaranteed income for life that can increase but
will never decrease, subject to the terms of the annuity contract and immediate annuities that pay a
monthly income guaranteed by the issuing insurance company for as long as you live.
If you have an existing annuity that is not meeting your needs or has saddled you with high expenses
and poor benefits we can help you determine if there is a better alternative and if appropriate guide you
through the exchange process to avoid triggering a taxable event.
Oak Street Advisors
1902 Oak St
Myrtle Beach, SC 29577
843.946.9868
Oak Street Advisors offers a wide range of investment options for individuals. Our solutions are
customized to help you reach your personal goals. We offer simple, easy to understand solutions
designed for your unique circumstances.
Exchange Traded Fund Strategy
Oak Street Advisors’ primary investment strategy uses exchange traded funds to implement our client’s
investment plans. Exchange traded funds or ETF’s offer several benefits that Oak Street Advisors
believes make them efficient vehicles for investing in the capital markets.
- Diversification – Based on broad market indices or on specific market sectors, one transaction
represents participation in many securities. - Transparency – The methodology and holding of each ETF is known on a daily basis.
- Low Fund Level Expenses – Many ETF’s offer very low expense ratios.
- Liquidity – ETF’s trade on major exchanges like a stock and can be bought or sold whenever the
exchanges are open. - Broad Selection – ETF’s allow the targeting of large cap, mid cap, and small cap companies, as
well as, choice of investment style whether it be growth or value; as well as, specialty areas such
as financials, technology, or foreign companies. Bond portfolios can be purchased which offer
different credit quality, maturity ranges, and durations.
Diversification is one of the keys to reducing risk or volatility in an individual portfolio. Oak Street
Advisors uses a variety of ETF’s to implement our client’s investments plans.
Each asset class and market segment can offer attractive opportunities for investment, but at any given
time, each will perform differently in the marketplace. Growth companies may sometimes perform well
when value companies do not. Bonds may sometimes offer better opportunities than stocks. Foreign
investment may sometimes do better than domestic companies, while sometimes cash is still king. For
these reasons Oak Street Advisors continually monitors different market sectors and asset classes and
adjusts our client’s portfolios in response to changing market conditions. Each adjustment is geared
toward improving short term and long term portfolio performance, while remaining consistent with our
client’s long term goals.
Within our ETF portfolios, Oak Street Advisors may from time to time utilize open end funds if in our
opinion the fund manager provides sufficient value to justify the higher fees that most open end funds
charge for their services. Open end funds are most often used for exposure to specialty markets where
superior research could provide superior returns. Sometimes market dislocations may cause us to
utilize the expertise of an open end fund manager in other areas for short periods of time.
Morningstar Managed Portfolios
Oak Street Advisors in partnership with Morningstar Investment Services offers access to mutual fund
portfolios selected, monitored, and managed by Morningstar Investment Services Inc.
Morningstar Managed Portfolios provides you with all the benefits of a complex investment service -
objective and independent research, strategic asset allocation, access to a full universe of mutual
funds, and proactive portfolio management that responds to market trends and changing risk - but with
a simplified approach that makes sense.
From one of the most trusted names in independent mutual fund research Morningstar Managed
Portfolios is an investment solution developed by Morningstar Investment Services and implemented by
Oak Street Advisors that helps maximize you portfolios chance for success and allows you to have as
much or as little involvement in the day-to-day process as you like.
No Load Annuities
Annuities have become a popular vehicle for investors looking to defer taxes on additional investments
over and above money they can defer in qualified retirement plans. Others are looking for income
guarantees that can last a lifetime. Oak Street Advisors can provide guidance as to the appropriate
annuity to help you achieve your goals and can introduce you to no load annuity products if we find an
annuity is appropriate.
In conjunction with third part partners you can select a variable annuity with no sales charge and no
surrender charge that provides a broad selection of mutual fund sub accounts to help you reach your
financial goals. Oak Street Advisors can help you find a variable annuity that provides tax deferral and
asset protection benefits for your heirs. Again, with no sales charge and no surrender charge.
We can help you select a variable annuity that offers guaranteed income for life that can increase but
will never decrease, subject to the terms of the annuity contract and immediate annuities that pay a
monthly income guaranteed by the issuing insurance company for as long as you live.
If you have an existing annuity that is not meeting your needs or has saddled you with high expenses
and poor benefits we can help you determine if there is a better alternative and if appropriate guide you
through the exchange process to avoid triggering a taxable event.
Oak Street Advisors
1902 Oak St
Myrtle Beach, SC 29577
843.946.9868
easy to understand solutions designed for your unique circumstances. |
